Spinel birman

I would like to know what is the value of a loan?
|PRODUCT NAME|:|Natural spinel
|SHAPE|:|Oval Facet|
|WEIGHT|:|3.13 Ct.|
|SIZE|:|10.6 x 8 x 5 mm|
|COLOR|:|Deep Red|
|CLARITY|:|VVS|
|LUSTER|:|Dazzling|
|ORIGIN|:|Mogok, Burma|
|TREATMENT|:|Unheated|
|HARDNESS|:|8|%201 13%20ct%20birm

According to the gem price guide $500-$10,000 per carat. If you are using it for a loan they will offer low.

ok merci . j en ais 4 comme celle ci de plus de 3 cts tout dépend de l offre qu on me fera.

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Ok in the real world this is what I believe.
1 : the stone is poorly cut, in todays terms.
2: VVS NO way try VS
3: Lustre: Crap the stone is dead no life from the poor cutting
4: There is something wrong under the stone look at the top left corner under the girdle
5: Price for stone US$ 150.00 total Trade price.
6 Recut the stone and the price will jump